If you've lost your job or wages as a result of the public health crisis caused by COVID-19, there are many resources the state has available as a safety net.
NJ FamilyCare - New Jersey's publicly funded health insurance program - includes CHIP, Medicaid and Medicaid expansion populations. That means qualified NJ residents of any age may be eligible for free or low cost health insurance that covers doctor visits, prescriptions, vision, dental care, mental health and substance use services and even hospitalization. Apply online or call 1-800-701-0710. They have language interpreters available.
NJ FamilyCare covers: children, pregnant women, parents/caretaker relatives, and single adults/childless couples.
- Children 18 and under are eligible with higher incomes up to 355% FPL ($7,618/month for a family of four). Parents still need to renew the coverage each year.
- Parents/Caretaker Relatives with income up to 138% FPL ($2,962/month for a family of four) must have tax dependent children in their household in order to be eligible under this category. Dependent children in the household must be insured also.
- Adults without dependent children among ages 19-64 with incomes up to 138% FPL ($1,437/month for a single person and $1,945/month for a couple).
- Pregnant Women up to 205% FPL ($4,399/month for a family of four).
For information on programs for people over 65, blind or permanently disabled click here.
New Income and Household Size Calculations
Financial eligibility for individuals seeking eligibility for NJ FamilyCare will be based on their Modified Adjusted Gross Income or MAGI. This means the income and household size will be determined by their latest federal tax return which when filed, can be electronically verified. The tax-based household size provides a simplified income calculation.